P.S.S. Insurance Broker Co., Ltd.

Miscellaneous Insurance

1. Industrial All Risks Insurance

This type of insurance covers damage to or loss of insured property from accidents or forces of nature such as fire, theft, submersion in water, or any other accidents not indicated as exclusions in the policy.

This is suitable for hotels, restaurants, businesses, mansions, condominium, buildings, machines, product stocks, raw materials stocks, etc.

2. Burglary Insurance

It covers loss of personal property or goods in stock from theft, burglary or robbery whether personal goods or products stocks for business.

This is suitable for house, office, factory, shop, warehouse, etc.

3. Money Insurance

The insurance coverage includes loss of money in safe, on business premises or during transportation as a result of theft, burglary, robbery or fire. Fraudulent and embezzlement activities can also be added. It is very much suitable for businesses which involve cash-in-transit or cash transportation.

4. Fidelity Guarantee Insurance

This is suitable for employer who requires protection against damage from theft and fraud at workplace due to salesperson, accountant, cashiers, since they handle large amount of cash or checks.

5. Glass Insurance

Glass insurance protects against damage to glass plates as well as clean-up and installation expenses.

6. Engineering Insurances

includes

6.1 Engineering Insurance

Insurance covers project completion value, construction machinery, construction tools and equipment, debris removal cost and consultation cost which may arise from accidents occurred during construction period.

This kind of insurance is highly recommended for construction project owners or contractors, especially for building or plant construction or civil works.

6.2 Contractor's All Risks Insurance

Insurance covers risks which may arise during a course of construction, including machine installation or erection and third party liability as a result of accidents.

6.3 Machinery and Equipment Installation Insurance

This type of insurance is highly recommended for manufacturers or suppliers of machines responsible for installation or erection at specific project sites. Cover includes damage to machine and installation of equipment. Cover period starts from transportation to installation location until testing/commissioning of the installed machine is completed.

6.4 Machinery and Equipment Break Down Insurance

The insurance coverage includes accidents from design defects, electrical short circuit, physical explosions, fire, or malicious acts. This is suitable product and manufacturing plants which the production line is primarily dependable on machines such as generators.

6.5 Boiler and Pressure Vessel Insurance

Coverage includes damage to boiler and pressurized tank arising from defects or mishandling. The insurance also provides compensation in case of death and damage to third party property.

7. Accident Insurances

include

7.1 Personal Accident Insurance

It covers death, loss of organs, disabilities, sights, medical expenses, income compensation, etc. This personal accident insurance is highly recommended for everyone.

7.2 Group Personal Accident Insurance

This insurance covers group of people. The details of coverage can be negotiated and adjusted to suit all your needs whether it is for businesses, schools, universities, travelers, etc. It covers death, disabilities, loss of organs, medical expenses, etc.

7.3 Personal Travel Insurance

This insurance is suitable for person who wants to travel aboard or use the travel insurance as a document for visa application in some countries. Insurance coverage includes travel to anywhere in the world 24-hour coverage. It is classified into single or annual coverage policy. It can be adjusted to your requirement or frequency of travel. It can cover unexpected accidents, death, medical expenses (IPD and OPD), loss of luggage, flight delay, etc.

7.4 Group Travel Insurance

This type of insurance is suitable for groups of travelers or travel agencies or as a requirement for visa application to some countries. It covers accident, medical expenses, and/or other clauses similar to personal travel insurance. However, the insurance premium can be lower than personal travel insurance.

7.5 Personal Health Insurance

This health insurance is highly recommended for everyone, since it covers IPD medical expenses from illness, injury and accident. The coverage can be extended to OPD as well.

7.6 Group Health Insurance

It is recommended for employer who has more than 20 employees. The insurance can cover compensation from personal accident or can include health insurance as a good welfare for the staff. Insurance coverage may include accident, illness, IPD or OPD, etc. Coverage can be negotiated and additional coverage can be purchased.

8. Public/Third Party Liability Insurance

8.1 Public Liability Insurance

This insurance coverage includes compensation for accidental death and damage to property of the public which occur in commercial property such as shops, resorts, restaurants, schools or office buildings.

8.2 Directors and Officers Liability Insurance

This type of liability insurance provides cover for directors, executives, management and staff of a business or organization in case of claims for damages arising during the course of their work. The insurance can include additional cover for issuance of securities and prospectus, public offering or employment.

8.3 Medical Malpractice Liability Insurance

This insurance covers liability arising from mental or bodily harm to patients resulting from treatment or inadvertent actions.

8.4 Product Liability Insurance

This kind of insurance is suitable for manufacturer, marketing or traders who sell their products to buyers. Its coverage includes compensation to the sellers in the case of litigation for public damage, bodily injury, property damage arising or caused by to the products. This could be due to off-specification or deterioration of the product.

9. Miscellaneous Insurance