Cover losses or damages by fire, lightning, domestic gas explosion and other loss or damages as specified in the insurance policy such as accidental damage by the release, leakage or overflow of the water from pipe, tank, etc.

This insurance policy is suitable for house, townhouse, condominium, clinic, dormitory, school, shop, restaurant, office, hotel, shopping mall, etc.

Sum insured can be classified as structure and other assets which may include, but not limited to, furniture, wall paper, built-in furniture, electrical cable/wiring/system, water pipe system, etc.

Compensation to loss or damage will be paid based on the current assets value excluding depreciation.